Linked Investments
Home > Investments > Linked Investmentsaccess to a wide range of investment products through one company
LISPs (linked investment service provider) offer a service whereby investors can buy unit trusts and other investments offered by different collective investment management companies and switch their investments at reduced initial charges. LISPs may also offer their own offshore, retirement and guaranteed investment products as well as risk profiled managed funds.
LISPs Offers investment products such as:
- Domestic and offshore managed funds
- Retirement funds
- Preservation funds
- Investment funds and life annuities that are linked to collective investments
- Protection options
Benefits of investing through a LISP
- Convenience: access to a wide range of investment products through one company. Instead of communicating with individual management and investment companies, you communicate with one company. The LISP will carry out your investment instructions and regularly send you details of all your underlying investments. You can also access your investment details via the LISP communication centre or by clicking on Secure Services on their websites.
- Cost effective investments: the LISPs has negotiated lower initial fees with collective investment management companies.
- Objective investment advice: the LISPs Advisory Services researches funds and provides market related information.
- Online transactions: you can perform a multitude of functions online via Secure Services, from accessing statements to switching or rebalancing your portfolio.
Professional Independent advice on Linked Investments
- C and assist you to Apply Online For Linked Investments
- PSG Online provides the investment platform through which you can invest in a range of unit trust funds provided by different companies. These funds have been carefully scrutinised to ensure that you receive the best possible fund manager to match your investment mandate requirement.
( Online Securities Ltd a Member of the JSE Ltd providing all stock broking and related investment services, and is an authorised Financial Services Provider, FSP No. 42996.
PSG Online Solutions (Pty) Ltd an authorised Financial Services Provider providing insurance solutions, FSP No. 42524. )
Some of the advantages investing through PSG Online:
- Diversification - Unit Trusts represent a basket of shares, commodities or properties and provide broad exposure rather than the focused exposure of underlying share trading.
- Accessibility - Unit Trusts can be traded using your PSG Online Unit Trust account as a once-off transaction or via monthly debit orders.
- Flexibility - PSG Online offers you access to a wide range of Unit Trusts from a number of different providers, including Allan Gray, Coronation, Investec and PSG Fund Management. We do not restrict you to funds from one management company.
- Tax Efficient - Unit Trust managers may trade within the unit trust portfolio without becoming liable for any income tax on profits. Long-term investors can therefore benefit from active and frequent trades on the part of the fund manager, while only becoming liable for the standard Capital Gains Tax (CGT).
- Transparency - Unit Trust owners know exactly what stocks or underlying assets they're holding and what the value is.
- Long Term Savings - Unit Trusts work very well within a retirement portfolio - such as a Retirement Annuity (RA), Pension- or Provident Fund. That allows you all the tax benefits of a retirement fund with the added advantage of choosing your underlying fund managers.
- Income - Because the underlying assets earn dividends or interest, you can receive an income from your Unit Trust portfolio without reducing your total investment.
