Professional Provident Society (PPS)

PPS (Professional Provident Society)

PPS Insurance South Africa: Exclusively For Graduate Professionals

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The Professional Provident Society (PPS) is the largest multi-disciplinary group of graduate professionals in the world, offering exclusive insurance, investments and healthcare solutions specifically tailored to meet their needs.

PPS (Professional Provident Society) offers:

• Income Protection (sickness and permanent incapacity)
• Life Insurance Cover (whole life or term life cover)
• Critical Illness and Physical Impairment Cover (dread disease)
• Profmed Medical Aid Scheme
• PPS Investments (exclusive retirement benefits)
• PPS Short-Term Insurance
• Share in surplus annual income and investment returns

PPS South Africa boasts in excess of 150,000 members who enjoy access to a comprehensive suite of financial and healthcare products that are specifically tailored to meet the needs of graduate professionals. Our members have one thing in common - they all have at least four years of tertiary education behind them, and great futures ahead of them.

PPS is the only South African company of its kind that still embraces an ethos of mutuality, which means that we exist solely for the benefit of our members - the 'shareholders'. Thus, policyholders can share in the net operating income and investment returns of PPS Insurance and those with PPS Investments products can share the profits of PPS Investments.

PPS membership provides access to the following tried, tested and trusted products and services: PPS Insurance, PPS Short-Term Insurance, PPS Beneficiaries Trust, PPS Investments and Profmed Medical Scheme.

What makes the PPS Group unique?

• PPS are owned exclusively by their policyholders.
• PPS are managed by a Board made up of policyholders and representatives from professional associations.
• PPS have over 150,000+ graduate professional policyholders.
• PPS policyholders benefit from all surplus income and profits from investments.
• PPS benefit rates are extremely competitive.
• Your surplus rebate lump sum on retirement or resignation is completely tax-free.
• Policyholders under 30 may pay a reduced premium rate on Ordinary Benefit Options.
• The premium rate applicable at the date of application is fixed throughout your policy term.

**The following qualifies you for PPS Limited membership:
Cover is open to professional graduates under the age of 51, either in a self-owned practice or in corporate employment.

• A four-year degree or two degrees which together constitute four or more years of study.
• A three-year degree with an Honours degree.
• A three-year degree with further diploma study.
• Technikon degrees, such as B.Tech plus additional diploma, M.Tech and D.Tech.
• Magistrates with a four-year university degree.
• Lecturers at Colleges of higher learning.

Click here to fill in a short form and an Authorised PPS Consultant will contact you shortly!

Click here for information on

• PPS New Membership
• PPS Updating Current Benefits
• PPS Retirement Annuity (RA's)
• Profmed Medical Aid Online Quotation Form
• PPS Short-Term Insurance Quotation
• PPS Investments
• PPS Tax Deductible Premiums

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