Legal Insurance Lipco Legal Services Cover

Legal Advice Cover from lipco: Law for all:

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Legal Insurance Cover
LIPCO offers Affordable and Accessible Legal Advice Cover and Legal Protection for all.

Protect your legal rights from only R79.00 per month.
Legal Insurance Cover - Apply Online!

3 PLAN CHOICES - PLATINUM PLAN / GOLD PLAN / CLASSIC PLAN

Classic Covers:

    You and your Legal/traditional spouse (limited to 1 spouse) + 4 Eldest dependant children (unmarried & unemployed) under the age of 21 years
    BASIC BENEFIT
  • Free legal & labour advice immediately.
    Even cases prior to CD "Court Date"

    MEDIATION BENEFIT
  • Free informal mediation and assistance
  • Date of cause of action has to be after the CD
  • Business related matters excluded
  • Drafting of certain contracts

  • EXTENT OF BENEFITS
  • Mediation UNLIMITED
  • Litigation R80 000

  • WAITING PERIOD (Litigation)
  • 3 Months

  • LITIGATION BENEFIT
  • Defence in criminal matters
  • Bail applications
  • Civil matters (defence/institution thereof)
  • Defence in disciplinary hearings (danger of dismissal exists)
  • Unopposed divorces
  • Discount of 20-60% (depending on value of property) on transfer & bond registration fees,
    provided member makes use of an attorney appointed by LIPCO

  • VALUE ADDED BENEFITS
  • EXTENDED FAMILY PLAN (at R41.00 per Family member)
  • Bail Cover: Includes assistance to pay bail up to R1000.00 per membership per year.
  • Accidental Death Benefit - Provided by Abbelard - R5000 (refer to separate policy guide)

Get started now with your Legal advice cover with this quick and easy online application form!

GOLD PLAN COVERS:

    You and your Legal/traditional spouse (limited to 1 spouse) + 4 Eldest dependant children (unmarried & unemployed) under the age of 26 years
    BASIC BENEFIT
  • Free legal & labour advice immediately.
    Even cases prior to CD "Court Date"

    MEDIATION BENEFIT
  • Free informal mediation and assistance
  • Date of cause of action has to be after the CD
  • Business related matters excluded
  • Drafting of certain contracts

  • EXTENT OF BENEFITS
  • Mediation UNLIMITED
  • Litigation R120 000

  • WAITING PERIOD (Litigation)
  • 1 Month (excl Divorces & ANC - 3 months)

  • LITIGATION BENEFIT
  • Defence in criminal matters
  • Bail applications
  • Civil matters (defence/institution thereof)
  • Defence in disciplinary hearings (danger of dismissal exists)
  • Divorces, unopposed/opposed (cover for opposed to max R10 000)
  • Maintenance representations provided other party also represented
  • Guilty pleas (excl alcohol and drug related)
  • Defamation, must be made public by way of electronic/printed media & resulted in financial loss
  • Registration of ante nuptial agreement (ANC)
    "Principal member only (3 month waiting period applies)"
  • Recission of a Magistrate Court judgement, provided member has one of the following:
    1. bona fide defense
    2. obtained after 1 month waiting period
    3. Based on creditors consent (two per year)
  • Discount of 20-60% (depending on value of property) on transfer & bond registration fees,
    provided member makes use of an attorney appointed by LIPCO

  • VALUE ADDED BENEFITS
  • EXTENDED FAMILY PLAN (at R52.00 per Family member)
  • TAX BENEFIT
    General tax advice on
    1. Income Tax
    2. Capital Gains Tax
    3. Donations Tax
  • Bail Cover: Includes assistance to pay bail up to R2 500.00 per membership per year.
  • Accidental Death Benefit - Provided by Abbelard - R10 000 (refer to separate policy guide)

Get started now with your Legal advice cover with this quick and easy online application form!

PLATINUM PLAN COVERS:

    You and your Legal/traditional spouse (limited to 1 spouse) + 4 Eldest dependant children (unmarried & unemployed) under the age of 28 years
    BASIC BENEFIT
  • Free legal & labour advice immediately.
    Even cases prior to CD "Court Date"

    MEDIATION BENEFIT
  • Free informal mediation and assistance
  • Date of cause of action has to be NO MORE THAN 6 MONTHS BEFORE after the CD
  • Business related matters excluded
  • Drafting of certain contracts

  • EXTENT OF BENEFITS
  • Mediation UNLIMITED
  • Litigation R200 000

  • WAITING PERIOD (Litigation)
  • NO WAITING PERIOD(covered from the CD excl Divorces & ANC - 3 months)

  • LITIGATION BENEFIT
  • Defence in criminal matters
  • Bail applications
  • Civil matters (defence/institution thereof)
  • Defence in disciplinary hearings (danger of dismissal exists)
  • Divorces, unopposed/opposed (cover for opposed to max R20 000)
  • Maintenance representations provided other party also represented
  • Guilty pleas (excl alcohol and drug related)
  • Defamation, must be made public by way of electronic/printed media & resulted in financial loss
  • Registration of ante nuptial agreement (ANC)
    "Principal member only (3 month waiting period applies)"
  • Recission of a Magistrate Court judgement, provided member has one of the following:
    1. bona fide defense
    2. obtained after 1 month waiting period
    3. Based on creditors consent (two per year)
  • Discount of 40-60% (depending on value of property) on transfer & bond registration fees,
    provided member makes use of an attorney appointed by LIPCO
  • Domestic Violence

  • VALUE ADDED BENEFITS
  • EXTENDED FAMILY PLAN (at R63.00 per Family member)
  • TAX BENEFIT
  • Completion & submission of tax returns
  • Completion & submission of provisional tax returns
  • Advice on salary structuring
  • Tax planning
  • Dispute resolution with SARS
  • Objection on assessment from SARS
  • Calculation of Capital Gains Tax
  • Calculation of Donations Tax
  • Assistance with assessment audits
  • Advice on all of the above
  • Bail Cover: Includes assistance to pay bail up to R5 000.00 per membership per year.
  • Retrenchment benefit Cover for 12 months- mediation only
  • Estate Assist Upon death of main member
  • Debt Review
  • Accidental Death Benefit - Provided by Abbelard - R30 000 (refer to separate policy guide)

Get started now with your Legal advice cover with this quick and easy online application form!

Key features of LIPCO:

  • they employ in-house Lawyers (acting as legal mediators)
  • not only advise or mediate legal matters on behalf of our members, but they also cover litigation costs (subject to the policy terms and conditions).
  • 24-hour telephonic legal advice line
  • offices countrywide

Protect your legal rights with Lipco Legal Cover

YOUR LAW is for you and your family. We cover you, as the main member, your spouse/partner and your 4 eldest children.

YOUR LAW covers criminal, civil, labour and family matters.

Protect your legal rights with YOUR LAW.

Legal Insurance cover: LIPCO Group (Pty) Ltd was established in 1993 to make the law affordable and accessible to all South Africans. Since 1993, LIPCO has grown to become the largest mediation organisation in South Africa. LIPCO protects over half a million South Africans' legal rights.
LIPCO Group (Pty) Ltd is an Authorised Financial Service Provider

NOTE:  Commencement date will be date that LIPCO received the first premium.

Membership

Membership Fee p.m.

Basic Benefit Limit

Mediation Benefit Arising After Commencement of Policy

Litigation Benefit Limit p.a.

Platinum

R 189.00

Yes

Yes

R 200 000.00

Gold

R 135.00

Yes

Yes

R120 000.00

Classic

R   79.00

Yes

Yes

R  60 000.00

 

Add on to your Classic membership plan: Extended Family for only R41.00 p.m.

Add on to your Gold membership plan: Extended Family for only R52.00 p.m

Add on to your Platinum membership plan: Extended Family for only R63.00 p.m

Get started now with your Legal advice cover with this quick and easy online application form!

Underwritten by ABSA Insurance


Lipco Legal Services Cover: Underwritten by ABSA Insurance Company (Pty) Ltd


Overview of Gold and Platinum Product Comparison

Gold Membership
Platinum Membership
Monthly Premium (Main Member) R139 (With effect from 1 October 2015) R189 (With effect from 1 October 2015)
Extended Family Fee R52 R63
Mediation Benefit Date of cause of action has to be after the CD Date of cause of action has to be NO MORE THAN 6 MONTHS BEFORE the CD
Litigation Benefit R120 000 (With effect from 1 April 2012) R200 000 (With effect from 1 April 2012)
Waiting Period (Litigation) 1 Month (excl Divorces & ANC - 3 months) No waiting period (excl divorces & ANC - 3 month)
Opposed/Contested Divorce Cover R10 000 R20 000

Get started now with your Legal advice cover with this quick and easy online application form!

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